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Make Your Dream Home a Reality

Plan smart, live free, with Expert Financial.

Whether it’s your first home or your next big move, our mortgage experts help you find the best rates and lenders in New Zealand.

Protect What Matters Most

Secure your home, health, and future.

At Expert Financial, we tailor mortgage and insurance solutions to secure your family’s future.

We Care Beyond Numbers

Guiding you with care and expertise.

From life and health insurance to income protection, we’re here for you when life takes unexpected turns.

Award winning company

Since 1914, the New York Mutual Insurance Company has been serving policyholders – protecting businesses, mitigating losses

Trustworthy Company

We are committed to providing pro.

Anytime Cancellation

Even the careful planned can go.

Money Back Guarantee

We are committed to providing pro.

No policy fees committed

We guarantee as long as you own.

Your dream home is closer than you think

We’ll help you find the right home loan so you can step inside sooner.

Ready to refinance and save more?

Let’s review your mortgage and unlock a better rate that fits your goals.

Building your home should be exciting, not stressful

We’ll take care of the finance so you can focus on creating your dream space.

Your next move deserves the right advice

Whether you’re upsizing, downsizing, or investing, we’ll help you plan it right.

Simple, smart mortgage advice that works for you

We make the process easy, transparent, and tailored to your needs.

Better SOLUTIONS FOR EVERYONE

Tailored mortgage solutions that fit your goals. Expert advice to help you buy, build, or invest with confidence.

First Home Buyers

Buying your first home can feel overwhelming. We’ll guide you from KiwiSaver to pre-approval for a smooth start.

Refinancing

Think you’re paying too much? We’ll find a better deal and help you switch easily.

Next Home Purchase

Upsizing or relocating? We’ll tailor your finance to make the move seamless.

Investment Property

Grow wealth through smart property finance and competitive investment rates.

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Ready to Take the First Step Toward Your New Home?

Let us guide you through your home-loan journey with expert advice and the best rates available.

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Life Insurance

Provide financial stability and peace of mind for your loved ones in the event of life’s uncertainties.

Trauma Cover

Receive a lump sum to help you recover and focus on getting better after a serious illness or injury.

Total & Permanent Disability (TPD)

Get protected if you’re permanently unable to work due to illness or disability.

Income Protection Cover

Ensure regular income if you’re unable to work temporarily due to illness or accident.

Medical Insurance

Cover medical treatments, surgeries, and hospital costs without financial stress.

Mortgage Repayment Cover

Keep your mortgage covered if illness or injury stops your income, ensuring your home stays yours.

Tell us about your home. We'll listen And then work with you to make sure you've got

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What our beloved client says

We’re proud to have helped so many Kiwis achieve their home ownership dreams. Here’s what they have to say.

We had no idea where to start, but Mr. Manish made everything so easy. He explained every step clearly and helped us get pre-approval faster than we expected.

Rahul

First Home Buyer

Building a house can be stressful, but these guys took care of all the finance headaches. Every stage of my build was managed perfectly.

David

Construction Loan

I was nervous about switching banks, but they handled everything seamlessly. I’m now saving over $300 a month on my repayments.

Lisa

Refinancing Client

Professional, knowledgeable, and genuinely caring. They helped us secure our first investment property with great rates and smart advice.

Michael & Priya

Investment Property Owners

I needed funding to expand my café. The process was quick, transparent, and tailored to my needs. Highly recommend their service.

Kavita

Business Loan

Hello everyone Mett here!

Since 1914, the New York Mutual Insurance Company has been serving policyholders – protecting businesses

Manish Phutane

Mortgage Adviser

Not sure what you need? Learn in seconds which types of insurance match your business.

Learn more

MORE CHOICES, BETTER RATES

Compare and choose from leading lenders and insurers to secure the best deal that fits your needs.

info@expertfinancial.co.nz

021 0491585